Zurich Pension Calculator

Estimate your Swiss retirement income from the 1st pillar (AHV/OASI), 2nd pillar (BVG/LPP), and 3rd pillar (Pillar 3a). Built for Zurich users, but based on federal Swiss pension rules.

Calculator

Swiss rules as of 2026
Use your AHV statement if you have one. The official full range is CHF 1,260 to CHF 2,520 per month for a single person.
Many pension funds use rates below the legal minimum on the compulsory portion, so this should be adjusted to your fund.
2026 maximum is CHF 7,258/year for employees or CHF 36,288 for self-employed people without a 2nd pillar.
Official reference notes: Switzerland’s statutory retirement age is 65, with transitional rules for some women born between 1961 and 1964. Early retirement is possible up to two years early, usually with 6.8% reduction per year early. The 13th AHV pension is paid for the first time in December 2026.

Results

Fill the form and calculate
Enter your age, expected AHV amount, 2nd pillar capital, and Pillar 3a savings to see a retirement estimate.
This calculator is intentionally simple and transparent. Real Swiss retirement income depends on contribution history, pension fund rules, marital status, occupational history, and canton-specific taxation. Use this as a planning tool, not a legal or actuarial statement.

Why this version works well for Zurich traffic

Zurich users often search for practical tools that combine official Swiss pension rules with a simple planning result. This page does that, while staying editable: you can later add tax handling, spouse calculations, early-retirement scenarios, or a canton selector for Zurich and other Swiss cantons.