Students in Zurich: Complete Guide to Study, Housing, Costs & Jobs

Zurich is one of Switzerland's most important university cities and a major destination for students from Switzerland and around the world. But moving to Zurich and managing student life can involve many different decisions: choosing a university, finding accommodation, planning your budget, using public transport, finding work and understanding everyday life in Switzerland.

This ToZurich student hub brings the most important student resources together in one place, including university information, housing platforms, cost calculators, jobs, transport, food, study spaces, international-student topics and student-life resources.

๐ŸŽ“ Zurich Student Hub

Use the sections below to quickly find the information you need. Whether you are already studying in Zurich, preparing to move here or comparing Swiss universities, this page is designed as a starting point for your research.

๐Ÿš€ Start Here: Most Useful Student Resources

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Student Cost of Living Calculator

Estimate your monthly and annual student budget in Zurich using your own housing, food, transport, insurance, study and leisure costs.

Calculate My Budget
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Student Loan & Tax Calculator

Explore student loan repayment, taxes, deductions and estimated monthly financial impact.

Calculate Loan & Tax
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Swiss Universities

Explore universities and higher-education institutions in Zurich and across Switzerland.

Browse Universities
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Compare University Costs

Compare tuition and other study-related costs when evaluating Swiss universities.

Compare Costs
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University Rankings & Comparison

Compare universities using the available ranking and institutional information.

Compare Universities
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Zurich Jobs

Search for employment opportunities in Zurich, including opportunities that may suit students and graduates.

Find Jobs

๐Ÿ“ Studying and Living in Zurich

Zurich combines major universities, a large public transport network, international businesses, cultural institutions and a wide range of recreational activities. Students can live close to their university or commute from other parts of the city and surrounding region.

The biggest issue for many students is budgeting. Accommodation can represent a significant part of monthly expenses, while health insurance, food, transportation, tuition and leisure also need to be considered.

For this reason, planning your finances before moving is one of the most useful things you can do. Instead of looking at rent alone, build a complete monthly budget that includes recurring and occasional expenses.

๐Ÿ’ก Planning tip:

Start with your expected housing cost, then add food, health insurance, transportation, education, phone, personal expenses and leisure. Use the ToZurich Student Cost of Living Calculator to create a personalized estimate.

๐Ÿ’ฐ Cost of Living for Students in Zurich

Zurich is generally considered an expensive Swiss city, so students should create a realistic budget before arriving. The actual amount you need depends on your accommodation, lifestyle, university, insurance, transportation and personal spending.

Common student expenses

Expense What to consider
๐Ÿ  Housing Room in a WG, student residence, studio, apartment, deposit and utilities.
๐ŸŽ Food Groceries, university cafeterias, restaurants, take-away and occasional delivery.
๐Ÿฅ Health Insurance Insurance premiums and other healthcare-related expenses.
๐Ÿš† Transport ZVV, SBB, travelcards, commuting and occasional long-distance travel.
๐ŸŽ“ Education Tuition, semester fees, books, equipment and other study materials.
๐Ÿ“ฑ Phone & Internet Mobile subscription, data and internet where applicable.
๐ŸŽ‰ Leisure Sports, entertainment, restaurants, nightlife, hobbies and travel.
๐Ÿงณ One-Time Costs Deposit, furniture, moving expenses, registration and other initial expenses.

Calculate Your Own Zurich Student Budget

Don't rely on a generic monthly estimate. Enter your own expected expenses and calculate a personalized student budget.

Open Student Cost of Living Calculator โ†’

๐Ÿ’ณ Student Finance, Loans & Taxes

Finances are an important part of student life in Zurich. In addition to everyday expenses, students may need to consider tuition, financial support, scholarships, student loans, employment income and taxes.

Financial topics students should consider

๐Ÿ’ณ Student Loan & Tax Calculator

Use the ToZurich calculator to explore loan repayment, estimated taxes, deductions and the effect on your monthly finances.

Open Student Loan & Tax Calculator

๐ŸŽ“ Universities and Higher Education in Zurich

Zurich has several important higher-education institutions. The best choice depends on your field, preferred teaching style, degree level, language, tuition and career goals.

ETH Zurich

One of Switzerland's major universities for science, technology, engineering, mathematics and related fields.

University of Zurich

Zurich's comprehensive university with programs across many academic disciplines.

ZHAW

Zurich University of Applied Sciences with a strong focus on applied education and professional fields.

Zurich University of the Arts

Higher education institution for art, design, music, theatre, dance and related disciplines.

What should you compare?

Explore Swiss Universities

Use the ToZurich university directory and comparison tools to investigate higher-education options.

Browse Swiss Universities โ†’ Compare University Costs โ†’ Compare University Rankings โ†’

๐Ÿ  Student Housing in Zurich

Finding accommodation is one of the most important tasks for students moving to Zurich. Affordable rooms can be competitive, so it is useful to search through multiple platforms instead of relying on one website.

Popular housing platforms

WOKO

One of the most important student accommodation providers to check when looking for affordable student rooms in Zurich.

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WG Zimmer

Useful platform for finding shared apartments and rooms in Switzerland.

Visit Website
Flatfox

Property platform with apartments, rooms and sublets.

Visit Website
Homegate

Large Swiss property platform covering apartments and other rental accommodation.

Visit Website
ImmoScout24

Large property marketplace with apartments and rooms across Switzerland.

Visit Website
Juwo

Housing organization offering accommodation for young people and students.

Visit Website

Types of student accommodation

Tips for finding a student room

โš ๏ธ Avoid rental scams

Be cautious if someone demands payment before you have verified the property, landlord or rental agreement. Extremely cheap accommodation combined with pressure to transfer money quickly should be treated carefully.

๐Ÿ“ Where Should Students Live in Zurich?

There is no single best neighborhood for every student. The right location depends on your university, budget, preferred lifestyle and tolerance for commuting.

Area Why students may consider it
Oerlikon Major transport connections and convenient access to different parts of Zurich.
Altstetten Large residential area with strong transport connections.
Wiedikon Popular urban area with restaurants, shops and good connections.
Hรถngg Particularly relevant for students studying at ETH locations in the area.
Seebach Residential area with transport links to other parts of the city.
Affoltern Residential option for students looking beyond the city center.

When comparing accommodation, calculate the complete cost rather than looking only at the monthly rent. A cheaper room farther away may involve additional commuting time and transport costs.

๐Ÿ’ผ Student Jobs, Internships & Work in Zurich

Zurich is an important employment center, and students may find opportunities in retail, hospitality, administration, technology, research, tutoring, internships, working-student positions and other fields.

Types of opportunities to look for

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Part-Time Jobs Work alongside your studies.
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Working Student Jobs Combine academic studies with professional experience.
๐Ÿง‘โ€๐Ÿ’ป
Internships Gain professional experience during your studies.
๐Ÿ”ฌ
Research Positions Explore university and research opportunities.
๐Ÿ“š
Tutoring Students with strong academic skills may find tutoring opportunities.
๐Ÿฝ๏ธ
Hospitality Restaurants, cafรฉs and hotels may offer flexible work.

Things to check before working

Find Jobs in Zurich

Explore the ToZurich jobs section for employment opportunities across the city.

Search Zurich Jobs โ†’

๐Ÿš† Public Transport for Students

Public transportation is one of the easiest ways for students to move around Zurich. The network includes trains, trams, buses and other services.

ZVV

Zurich's public transport network covering trains, trams, buses, boats and other local services.

Visit Website
SBB

National Swiss railway platform for trains, tickets and travelcards.

Visit Website
SBB Half Fare Travelcard

Travelcard that can reduce the cost of many public transport journeys in Switzerland.

Visit Website

Transport options to investigate

Before buying a travelcard, compare the journeys you expect to make during a typical month and check the current official prices and conditions.

๐Ÿฝ๏ธ Cheap Food & Groceries for Students

Food can become a significant part of a student budget, particularly if you eat out frequently. Cooking at home, using supermarkets and taking advantage of available student or surplus-food options can help control spending.

Useful food resources

Too Good To Go

App for purchasing surplus food from participating restaurants, bakeries and shops.

Visit Website
Migros

Major Swiss supermarket chain with groceries and ready-to-eat options.

Visit Website
Coop

Major Swiss supermarket chain with groceries, prepared food and restaurants.

Visit Website
ALDI Suisse

Discount supermarket option for students looking to control grocery costs.

Visit Website
Lidl Switzerland

Discount supermarket offering another option for lower-cost groceries.

Visit Website

Ways students can reduce food costs

๐Ÿ“š Libraries & Study Spaces in Zurich

Zurich offers a wide range of academic and public libraries. Libraries can be useful not only for books and research but also for quiet study, group work and access to academic databases.

ETH Library

Major academic library serving ETH Zurich and the wider academic community.

Visit Website
Zentralbibliothek Zรผrich

Important research and public library in central Zurich.

Visit Website
University of Zurich Libraries

University library resources and study facilities for UZH students and researchers.

Visit Website

Choosing a study space

๐ŸŒ International Students in Zurich

Zurich attracts students from many countries. Moving to Switzerland for university can be exciting, but international students often need to deal with additional administrative tasks.

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Visa & Entry

Students from outside Switzerland may need to deal with visa and entry requirements before studying in Switzerland.

๐Ÿ›๏ธ

Residence Registration

New international students should understand the local registration and residence procedures that apply to them.

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Health Insurance

Health insurance is an important part of planning your finances and living arrangements in Switzerland.

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Bank Account

A Swiss bank account can be useful for rent, bills, salary payments and everyday expenses.

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Mobile Phone

Compare Swiss mobile plans and choose a plan that fits your student budget.

๐Ÿ‡จ๐Ÿ‡ญ

German & Swiss Life

Learning basic German can make everyday life, administration and social activities easier in Zurich.

Before arriving in Zurich

After arriving

Important:

Immigration, residence, insurance and employment rules can depend on your nationality, permit and personal circumstances. Always verify current requirements with the relevant Swiss or university authority before making decisions.

๐Ÿฅ Health Insurance & Healthcare for Students

Health insurance is an important part of living in Switzerland and should be included in your student budget. Requirements and available options can differ depending on your circumstances, nationality and residence status.

When planning your healthcare budget, consider:

International students should verify their individual insurance situation before assuming that an existing foreign insurance policy automatically covers everything required in Switzerland.

๐Ÿท๏ธ Student Discounts & Ways to Save Money

Student budgets can improve significantly when you take advantage of discounts and lower-cost alternatives.

๐Ÿš†
Transport Compare travelcards and student travel options.
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Cinema & Culture Check whether venues offer student pricing.
๐Ÿ›๏ธ
Museums Look for student or youth admission options.
๐Ÿฝ๏ธ
Food Check student cafeterias and special offers.
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Software Check whether your university provides software or student licenses.
๐Ÿ‹๏ธ
Sports Look for university and student sports programs.

Always check the current terms directly with the provider because discounts, eligibility and prices can change.

๐ŸŽ‰ Student Life in Zurich

Student life is about more than lectures and exams. Zurich offers opportunities for sports, culture, outdoor activities, nightlife, events and social activities.

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Nature & Hiking

Explore Lake Zurich, Uetliberg, nearby hiking routes and outdoor areas.

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Swimming

Discover Zurich's indoor and outdoor swimming facilities and lake swimming options.

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Culture

Museums, exhibitions, theatres, concerts and cultural events across Zurich.

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Events

Follow Zurich events, festivals and activities throughout the year.

โšฝ

Sports

Find sports facilities, clubs, gyms and recreational activities.

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Nightlife

Explore bars, clubs, live music and evening activities around the city.

Things students can explore

๐Ÿ›’ Everyday Life in Zurich

Once you have settled into your accommodation and university, a few practical services become part of everyday student life.

Need What to investigate
๐Ÿ›’ Groceries Supermarkets, discount stores and local shops.
๐Ÿฆ Banking Bank account, payment cards and digital banking.
๐Ÿ“ฑ Mobile Swiss mobile plans and prepaid options.
๐Ÿš† Transport ZVV, SBB, travelcards and local routes.
๐Ÿฉบ Healthcare Insurance, doctors and pharmacies.
๐Ÿ“ฎ Postal Services Swiss Post services and parcel collection.
๐Ÿงน Recycling Zurich's waste and recycling system.
๐Ÿ  Housing Rental agreement, utilities, deposit and household responsibilities.

โœ… Zurich Student Budget Checklist

Before moving to Zurich, estimate each of the following categories rather than looking only at rent.

Best starting point:

Enter your expected figures into the Zurich Student Cost of Living Calculator and adjust them as you learn more about your actual expenses.

๐Ÿงณ Moving to Zurich as a Student

A successful move is easier when you divide the process into stages.

Several months before arrival

Before departure

First weeks in Zurich

๐Ÿงฎ Zurich Student Calculators & Tools

ToZurich is building a collection of tools designed to help students research, compare and plan their life in Zurich.

๐Ÿ’ฐ

Student Cost of Living Calculator

Estimate your monthly and annual student budget in Zurich using your own housing, food, transport, insurance, study and leisure costs.

Open Tool
๐Ÿ’ณ

Student Loan & Tax Calculator

Explore student loan repayment, taxes, deductions and estimated monthly financial impact.

Open Tool
๐ŸŽ“

Swiss Universities

Explore universities and higher-education institutions in Zurich and across Switzerland.

Open Tool
๐Ÿ“Š

Compare University Costs

Compare tuition and other study-related costs when evaluating Swiss universities.

Open Tool
๐Ÿ†

University Rankings & Comparison

Compare universities using the available ranking and institutional information.

Open Tool
๐Ÿ’ผ

Zurich Jobs

Search for employment opportunities in Zurich, including opportunities that may suit students and graduates.

Open Tool

๐Ÿ”Ž More Zurich Resources

Students can also use the wider ToZurich website to explore Zurich maps, services, activities, jobs, restaurants, events and practical city information.

โ“ Frequently Asked Questions About Students in Zurich

Is Zurich a good city for students?

Zurich is an important Swiss university city with major higher-education institutions, public transport, libraries, international companies, cultural activities and many opportunities for students. The main challenge is the relatively high cost of living, particularly accommodation.

How much does it cost to live in Zurich as a student?

The amount depends heavily on your rent, lifestyle, food, insurance, transport, tuition and other expenses. Instead of relying on a single average, use the ToZurich Student Cost of Living Calculator and enter your own expected costs.

Where can students find accommodation in Zurich?

Students commonly search through student housing providers, shared-apartment platforms, property websites and university-related housing resources. WOKO, WG Zimmer, Flatfox, Homegate, ImmoScout24 and Juwo are useful places to investigate.

Is student housing in Zurich difficult to find?

Demand for affordable accommodation can be high. Students should start searching early, check several platforms regularly, prepare the documents they may need and consider shared accommodation as well as student residences.

What is a WG in Zurich?

WG stands for Wohngemeinschaft, meaning a shared apartment. Students rent a room while sharing the kitchen, bathroom and other common areas with other residents.

What universities can students attend in Zurich?

Major institutions include ETH Zurich, the University of Zurich, ZHAW and Zurich University of the Arts. Switzerland also has many other universities and higher-education institutions.

Can international students study in Zurich?

Yes. Zurich attracts students from Switzerland and abroad. International students should check the admission, immigration, residence and insurance requirements that apply to their nationality and specific study program.

Can students work while studying in Zurich?

Students may have opportunities for part-time employment, internships, working-student positions and other jobs. The rules for working while studying can depend on nationality and residence status, so international students should verify the applicable requirements.

Is public transport good for students in Zurich?

Zurich has an extensive public transport network including trains, trams and buses. ZVV is the main regional transport system, while SBB provides national rail services.

Where can students study in Zurich?

Students can use university libraries, ETH Library, Zentralbibliothek Zรผrich and other academic and public study facilities. Availability, opening hours and access rules vary by location.

How can students save money in Zurich?

Shared accommodation, cooking at home, using supermarkets strategically, choosing public transport passes, using student discounts and planning entertainment expenses can all help reduce costs.

What should international students arrange before moving to Zurich?

Students should investigate admission requirements, accommodation, visa or residence requirements where applicable, health insurance, finances, transportation and registration procedures before arrival.

๐ŸŽ“ Planning to Study in Zurich?

Start with your university, accommodation and budget. Then use the ToZurich student resources to research housing, jobs, transportation, food, study spaces and everyday life in the city.

The most useful first step is to calculate your expected monthly expenses.

Calculate Your Zurich Student Budget โ†’ Explore Universities โ†’ Find Zurich Jobs โ†’
Student information hub for Zurich
Updated: September 2026